We believe if you’re looking for a car, truck, van or SUV, regardless of any possible credit challenges, you deserve the opportunity to purchase one that does two things: 1) Meet your personal requirements 2) Fits within your specified budget.
We have access to our own vehicle inventory here at Creditline ONE, filled with new and used cars, trucks, SUV’s, and vans – all makes and models, prices and purposes. Because of this, we can find the perfect vehicle for you. The best part is, it doesn’t matter whether you have great credit, have previously filed for bankruptcies or consumer proposals, or any other debt relief program.
We are also partnered with hundreds of Dealer Partners across Canada, which grants us special access to thousands and thousands of new and used vehicles located on their franchised dealership locations.
Some auto loan companies will promise you “100% guaranteed approval with $0 down”, but this often results in the customer overpaying for an unreliable vehicle. When buying your next vehicle, ensure that you avoid purchasing a high-mileage vehicle, just so that you can have lower monthly payments.
What car loan companies won’t tell you about a high-mileage vehicle, is that the repair costs are often higher than average and that lenders expect the car loan to outlast the vehicle. They’ll charge you a higher interest rate from the start of the loan, as a result.
Reputable auto loan companies will not try to get you a car loan for vehicles costing less than $7,000 before tax or older than seven years. Older, cheaper vehicles present a greater risk to the car loan lenders, and decrease the likelihood of the buyer getting approved for a car loan with a fair interest rate.
Creditline ONE is committed to providing all its customers – regardless of their credit situation – a safe and reliable vehicle that satisfies their needs and car loan approval requirements. We do not deal in older model vehicles with high mileage, because we care about customer safety and genuinely want to help customers rebuild their credit.
All of the vehicles we provide to our customers come fully inspected and certified. Our dedicated service team does more than just meet the destination province’s standard safety certificate requirements by conducting additional safety inspections. Additionally, most of the newer model vehicles we provide have low kilometers, which mean that the manufacturer’s warranty is still valid and if it is expired, we offer extended warranties and coverage options as well.
Creditline ONE makes it a priority to provide our customers with a full history of the chosen vehicle – including information about where the car was located, prior reported accidents, and whether the vehicle was a rental. That allows you to make an informed decision with less stress, and feel truly confident in your choice.
Regardless of your vehicle or financing needs, the team at Creditline ONE is always ready to help you get approved for a car loan and into a vehicle that suits your budget.
We also want to make sure that the final step in the car buying process is as easy for you as possible. A team member from Creditline ONE will have all of the necessary documentation completed, and the vehicle can be delivered anywhere in Canada whether it’s to your home or office. You can even pick it up directly from our head office, if you’d prefer that.
If you’re in the market for a vehicle, but feel that your bad credit may be hurting your chances of finding a car loan that meets your practical and financial needs, contact Creditline ONE. We have access to thousands of vehicles that will safely get you back on the road and well on your way to rebuilding your credit. Apply here today.